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The Impact of Losing Your Gadgets

How much of your life is stored on electronic gadgets? Think about this for a moment or two. Stop and think about all those recent images on your camera, all those telephone numbers on your mobile phone and all those important email messages on your laptop.

You may also use a PDA (personal digital assistant) in which case you’re likely to have centralized all of your important personal and business contacts. What would be the impact on your life if you suddenly lost one or all of these devices?

There is a high probablity that, sooner or later, you will lose your mobile phone, or it will become damaged or even stolen. Last year alone over 200,000 mobile telephones went through washing machines, over 55,000 were left in taxis and 600,000 were dropped down toilets. So have you backed up your sim card details recently. At the very least you should consider some cheap mobile phone insurance. While this can’t protect your valuable data it is an affordable way to get a replacement.

Like our mobile phones, cameras today are small, lightweight and portable making them suscetible to loss and damage. Modern, small, lightweight cameras are particularly susceptible to loss and damage. They can be bumped around inside luggage, dropped and have heavy item placed on top of them. Like mobile phones there is no way that camera insurance can compensate for the loss of images stored on the camera, but it is an affordable way to get yourself a replacement if your camera is damaged or lost.

The most significant gadget in my life is my laptop computer. I rarely need to take my laptop away from home but around 17% of laptop ownere routinely take their laptops along when travelling which makes them more vulnerable to theft and damage. When was the last time that you backed up your important data from your laptop to some form of secure storage? I actually use my laptop as my backup storage for my telephone data and camera images so if I lost my laptop it would be a complete disaster.

As for other gadgets, some laptop insurance can’t ensure that your laptop will not be stolen or damaged but it can make it less financially painful to get a replacement.

I strongly recommend that you stop and consider the vital data that you have stored on various gadgets and take steps to back it all up. Make certain you get yourself some gadget insurance for your important devices as at least this will enable you to get a replacement quickly and with minimal cost to you.

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